Our Focus
Clifton Capital aims to generate consistent, positive risk-adjusted returns across market cycles by deploying systematic trading strategies in Australian shares. A significant portion of our capital has historically remained in cash, reducing overall portfolio risk. We invest funds with the goal of earning a return higher than our cost of borrowing.
Our interest rate is currently 7.6% p.a.
Our Promise
We aim to provide strong and steady returns, plus fast access to your funds.
| Key Features |
|---|
| ✅ RBA cash rate + 3.0% |
| ✅ Monthly interest |
| ✅ Fast withdrawals |
Making the Right Choice
Everyone’s financial needs are different. To help you decide what’s important to you, we’ve compiled a list that compares features of our offer to some common alternatives.
| Factor | Shares | Property | Term Deposit | Clifton Capital |
|---|---|---|---|---|
| Timely Access | ✅ High (days) | ❌ Low (months) | 🟠 Medium (mths/yrs) | ✅ High (days) |
| Capital Stability | ❌ Low | 🟠 Medium | ✅ High | ✅ High |
| Tail Risk Resilience | ❌ Low | ❌ Low | ✅ High | 🟠 Medium |
| Income Potential | ✅ High | ✅ High | 🟠 Medium | ✅ High |
| Growth Potential | ✅ High | ✅ High | ❌ Low | ❌ Low |
| Effort Required | 🟠 Medium | ❌ High | 🟠 Medium | ✅ Low |
| Minimum Time Horizon | ❌ Long (7+ yrs) | ❌ Long (7+ yrs) | 🟠 Medium (mths/yrs) | ✅ Short (mths) |
| Cost Efficiency | ✅ High | ❌ Low | ✅ High | ✅ High |
Additional resources
+ Investing and Tax | MoneySmart.gov.au
+ Index ETFs | Vanguard
+ Term Deposits | RateCity
+ Share Trading | Interactive Brokers
Our Track Record
We offer lenders returns above those of banks and other reputable institutions. The table below shows the historical performance of earning interest from Clifton Capital compared to the RBA cash rate. Our track record demonstrates reliability and discipline across multiple cycles.
Performance | 1 yr % p.a. | 3 yrs % p.a. | 5 yrs % p.a. | 10 yrs % p.a. | Since inception % p.a. (Jan-2012) |
|---|---|---|---|---|---|
| RBA Cash Rate | 4.3 | 3.7 | 2.3 | 1.9 | 4.4 |
| Clifton Capital Interest Rate | 7.6 | 8.0 | 7.2 | 8.3 | 8.7 |
The above is for general information only and does not constitute investment advice. Past performance is not indicative of future results. Clifton Capital does not offer or invite participation in any investment and is not licensed to provide financial services. Please refer to our Terms of Service for more information.